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The One Where Joey Loses His Insurance

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The One Where Joey Loses His Insurance
Season 6, episode 4
125th overall episode of Friends
6x04 Damn you fifteens
Joey has a hernia.
Episode Information

October 14, 1999

Written by

Andrew Reich & Ted Cohen

Directed by

Gary Halvorson

Episode Guide

The One With Ross's Denial


The One With Joey's Porsche


"The One Where Joey Loses His Insurance" is the fourth episode of the sixth season of Friends, which aired on October 14, 1999.


6x04 NOOO


Ross gets a part-time job as guest lecturer at the university. Joey's health insurance expires because he wasn't working enough, so he asks his agent to find him work. Phoebe's psychic says Phoebe will die within a week but she doesn't know how she will be killed. Rachel and Monica sneak into Ross' lecture and find that he is speaking with a fake British accent. He says he couldn't help it - he was nervous when having his first lecture and the British accent just came out of his mouth.

While weight lifting, Joey gets a hernia which causes him crippling pain, but refuses to go to the hospital because he isn't covered by insurance anymore. He eventually is cast in the part of "dying man," a role he plays very convincingly, given his injured state. However, the boy in the scene will not cry as he is meant to, even after many takes. Joey shows him his hernia, and the boy begins bawling.

6x04 Insurance back

Joey gets his insurance back.

Monica and Rachel fight about some candle holders because both claim they bought them. Phoebe's reading ends up being wrong because her psychic is the one who dies instead. Ross tries to phase out the accent but everyone notices. Rachel finds out that they are still married and is furious. Joey gets his health insurance back.

Cast and Crew

Main Cast

Jennifer Aniston - Rachel Green
Courteney Cox Arquette - Monica Geller
Lisa Kudrow - Phoebe Buffay
Matt LeBlanc - Joey Tribbiani
Matthew Perry - Chandler Bing
David Schwimmer - Ross Geller

Supporting Cast

June Gable - Estelle Leonard
Ron Glass - Russell
Christopher Darga - The Director
Kim Harris - Casting Director #1
Joe Everett Michaels - Casting Director #3
Rick Fitts - The Professor
Ian Meltzer - Alex
Michael Naughton - The Student
Matt Bellner - The Crew Member
James Michael Tyler - Gunther


Directed By:
Gary Halvorson

Written By:
Andrew Reich & Ted Cohen


The Sixties and Michaelangelo

The book and the chest

  • In the scene where Phoebe talks about that her psychic is the one who dies instead, over a table can be seen a book called "The Sixties. Decade Of Design Revolution" by Jackson Lesley and a chest covered by some original poems by Michelangelo Buonarroti that starts with "Dal ciel discese, e col mortal suo, poi che visto ebbe l’inferno giusto e’l pio ritornò vivo a contemplare Dio".
  • When Ross is giving a lecture and is trying to phase out his accent, he asks if there are any questions, and everyone's hand goes up. He then clarifies, asking if there are any paleontology questions, and the hands go down. This gag might have been copied from The Simpsons episode "Two Bad Neighbors" which aired in 1996, some 3 years earlier.
  • Joey tells Estelle that she has always been his agent, which is not entirely true. Phoebe temporarily becomes Joey's agent in "The One With The Metaphorical Tunnel " before Joey returns to Estelle.


  • In the opening scene when Ross is telling Rachel, Phoebe and Monica about his upcoming job at NYU, during a conversation between Ross and Rachel, Ross uses Monica's catchphrase, "I know!"
  • After the opening credits, Ross is demonstrating his lecture in front of the group at Central Perk. Once Ross starts talking about Paleontology everybody slumps and sighs including Phoebe who had a magazine fall off her lap onto the floor. About a minute later we see Phoebe again but with the magazine back on her lap. She may have picked it up while Ross was talking but we just couldn't see it.
  • In the beginning of the scene where Ross is trying to phase out his accent, you can see the boom mic for about 2 seconds.
  • In the scene where Monica and Rachel are arguing about the candlesticks, the bottoms of the candlesticks are facing towards Rachel. When the camera angle changes the candlesticks are turned towards Monica.

Episode Navigation

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
Preceded by
"The One With Ross' Denial"
The One Where Joey Loses His Insurance Followed by
"The One With Joey's Porsche"

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